GuaranteeखाताOpen the sample business

The government is holding your money. Here's the file.

Deposits that were never returned, bills that were never paid, and the tenders you lost by a hair. One khata, filled from your GST and public results.

Open Ramesh Infra's khataSet up my firmLook up any firm
File no.RI/GOVT/2026SubjectMoney held by government officesFirmRamesh Infra Pvt Ltd, Jaipur
Deposits and guarantees₹18,40,000
Bills with no payment₹11,00,000
Interest the law gives you₹1,13,785
Pending 274 daysखाता
Blocked

EMD, bank guarantees, performance guarantees and retention: every deposit a buyer or bank is sitting on.

Upload your bank's BG statement or Excel tracker. The AI reads the contract, tells you why money is stuck with the exact clause, and drafts the letter.

Unpaid

Every government bill with no payment on record, how late it is, and the interest the MSMED Act gives you.

Connect GST with an OTP. Your GSTR-1 invoices are matched to the TDS the government files when it pays. Nothing to upload.

Bids

Who beats you, by how much, and who you'll face on the next tender.

Built from public results: 8.6 million tenders and 4.4 crore bids. Confirm your firm once.

The three views feed each other

LostYour EMD refund becomes due, and recovery starts on its own.

WonA performance guarantee is due. See what a surety bond would keep free.

SlowA slow-paying office shows up before you bid with them again.

₹7.3 lakh crore
of MSME payments are delayed. About 40% of that is owed by government and PSUs.
10 to 25%
of every bank guarantee is held by the bank as margin, out of your working capital.
About half
of contested tenders are decided by less than 2%.

Prototype with sample data. Team Phooljhadi, Dhamaka Hackathon, 4–5 Nov 2026. Sources: PIB (Aug 2026), axiTrust tender-results warehouse.